Bank of America Stadium is the home of the NFL Carolina Panthers and the site of -- drumroll please -- the Dr Pepper ACC Football Championship  game in 2013 as well as other events.   In the early 1990s, the stadium was funded on the strength of a little known concept called Personal Seat Licenses, which ultimately lured the NFL to the Carolinas and spawned numerous PSL funding for stadiums in its wake.   The stadium is often referred to as "The Bank" or  "The Vault".